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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. What occurs when money is transferred directly from one IRA into another IRA of the same type?

A) A nontaxable event
B) A taxable event
C) A premature distribution
D) A required distribution

2. Advertisements in general shall be:

A) Truthful
B) Clear only by familiarity with insurance terminology
C) Clear only by implication
D) Approved by the Insurance Commissioner

3. Which of the following reinforces the rule that ambiguities in insurance contracts should be interpreted in favor of the policyholder?

A) Reasonable expectations
B) Retrocession
C) Representation
D) Retention

4. In life insurance, an insurable interest in the life of the insured must exist:

A) Only at the inception of the contract
B) Only at the death of the insured
C) During the first two years of the contract
D) Throughout the period of the contract

5. How many days does a former employee have to convert a group term policy to an individual policy after employment is terminated?

A) 30
B) 31
C) 10
D) 20

Solutions: