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| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Annuities and Retirement Plans | 10% | - Fixed and variable annuities - Tax treatment and suitability - Immediate and deferred annuities |
| Topic 2: Health Insurance | 25% | - Disability income insurance - Medical expense and major medical plans - Health policy provisions and exclusions - Medicare and Medicare supplements - Long-term care insurance |
| Topic 3: Life Insurance | 35% | - Group life insurance - Beneficiary designations and settlement options - Types of life insurance policies - Policy provisions, riders, and options |
| Topic 4: California Insurance Code & Ethics | 20% | - Unfair trade practices - State regulations and licensing rules - Policy delivery and replacement rules - Ethical standards and anti-fraud provisions |
| Topic 5: General Insurance Concepts | 10% | - Insurance marketplace and regulation overview - Insurance contract law and elements - Basic insurance principles and terminology |
An insured is receiving benefits from a group health plan for a total disability. Which of the following happens if the existing plan is terminated?
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What is the difference between deferred annuities and immediate annuities?
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Medicare Part B pays for
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Which plan covers the medical expenses that are NOT covered by Medicare?
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The term "loss" can be defined as all of the following EXCEPT
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CA Life, Accident and Health or Sickness Examination
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